Travel insurance: trip delay, cancellation, baggage, car rental cover

Pay for your trip with the card and you can be covered for trip delays of more than 6 hours, trip cancellation or interruption, lost, damaged or stolen bags, and damage to or theft of a rental car.

Conditions: Trip Delay Insurance: round trip paid entirely with the card and delayed more than 6 hours for a covered reason; up to $500 per trip for additional expenses bought with the same card, maximum 2 claims per card in any 12 consecutive months. Trip Cancellation and Interruption Insurance: round trip bought entirely with the card and cancelled or interrupted for a covered reason; non-refundable expenses bought with the same card up to $10,000 per trip and $20,000 per card in any 12 consecutive months. Baggage Insurance Plan: buy the entire fare for a plane, train, ship or bus ticket with the card; up to $2,000 for checked bags and up to $3,000 combined for checked and carry-on bags per trip, on top of the carrier's own cover (New York State residents: $2,000 per bag for each covered person and $10,000 for all covered people per trip). Car Rental Loss and Damage Insurance: reserve and pay for the entire rental with the card and decline the rental company's collision damage waiver; cover is secondary, doesn't include liability, not all vehicle types or rentals are covered, and rentals in Australia, Italy and New Zealand are excluded. Exclusions and restrictions apply.