90-day purchase assurance and up to 1 extra year of warranty

Most new items you buy with your card are covered against theft, loss or damage for 90 days, anywhere in the world. The manufacturer's warranty is also doubled, by up to one extra year.

Conditions: Charge the full cost to your card. Purchase assurance pays up to $1,000 per incident, with a lifetime limit of $50,000 per account, and only where the item isn't covered by other insurance. Extended warranty applies automatically to original manufacturer's warranties of 5 years or less; longer warranties must be registered within the first year. Gifts are covered, but the cardholder must make the claim. Some items, such as cars, perishables and used items, are excluded.