Complimentary travel insurance, including $2 million travel medical

Your card includes travel medical insurance up to $2 million for the first 21 days of a trip, trip cancellation up to $1,500 per person, trip interruption up to $5,000 per person, flight or trip delay cover up to $500 after a delay of over 4 hours, up to $1,000 for essentials when baggage is delayed over 6 hours or lost, common carrier travel accident cover up to $500,000, auto rental collision and loss damage cover for up to 48 consecutive days, hotel and motel burglary cover up to $2,500, and toll-free emergency travel assistance.

Conditions: Travel medical covers only the first 4 days if you or your spouse is 65 or older. Trip cancellation is capped at $5,000 and trip interruption at $25,000 for all insured people on the same trip. Trip cancellation, interruption, delay and baggage cover need at least 75% of the trip cost paid with the card or Aeroplan points; common carrier cover needs the whole trip paid that way. Car rentals must be charged in full to the card and the rental company's collision damage waiver declined. Pre-existing condition exclusions and the Certificate of Insurance terms apply.