Travel insurance with up to $5M emergency medical, trips to 60 days

Your card includes travel insurance for you, your spouse, and your children or grandchildren when they travel with you, with no limit on the number of trips a year. It covers emergency medical care up to $5 million per person per trip, and trip cancellation up to $2,500 per person before departure, with no maximum for changes made during the trip. Baggage cover pays up to $1,000 per person, including up to $500 for essentials if your bags are delayed more than 6 hours. You also get 24/7 travel assistance anywhere in the world.

Conditions: Emergency medical covers trips of up to 60 days if you're 59 or under, 31 days at 60 to 64 and 15 days at 65 to 75. Travellers 76 and over aren't covered for emergency medical. Trip cancellation covers costs paid with your Desjardins credit card. Travellers must live in Canada at least 6 months a year and be covered by their provincial health plan. For a longer trip, call the insurer before you leave to extend coverage, or that person has no emergency medical cover for the whole trip. Medical conditions that weren't stable before departure are excluded. Underwritten by Desjardins Financial Security.