Complimentary travel insurance, including trip cancellation

The card comes with a full travel insurance package:

- Out-of-province emergency medical with no dollar limit, for the first 15 days of a trip, or 3 days if you're 65 or older

- Trip cancellation up to $1,500 per person per trip, $5,000 in total

- Trip interruption up to $5,000 per person, $25,000 in total

- Flight delay and delayed baggage cover after 4 hours

- Travel accident cover up to $500,000

- Rental car collision and loss damage

- Hotel and motel burglary up to $2,500

Conditions: Trips, tickets and rentals must be paid with the card and/or WestJet points. If points cover only part, the rest must go on the card. Covered people must be Canadian residents with provincial health coverage. Rental cover lasts up to 48 consecutive days, for vehicles with an MSRP up to $65,000, and excludes pick-up trucks and exotic cars. Flight delay pays up to $250 per person, $500 per occurrence. Delayed baggage pays up to $500 per person, $2,500 per occurrence. Pre-existing condition exclusions and the other certificate terms apply.