Complimentary travel insurance with unlimited emergency medical

Your card includes a travel insurance package: out-of-province emergency medical with no maximum, trip cancellation and interruption, flight delay, delayed baggage, hotel/motel burglary, travel accident, and rental car collision/loss damage waiver.

Conditions: Emergency medical covers the first 15 days of a trip if you're under 65, or the first 3 days if you're 65 or older; top-up cover is available. Trip cancellation up to $1,500 per person and $5,000 in total; trip interruption up to $5,000 per person and $25,000 in total. Flight delay up to $250 per day per person and $500 per occurrence, and delayed baggage up to $500 per person and $2,500 per occurrence, both after a 4-hour delay. Hotel/motel burglary up to $2,500; travel accident up to $500,000 on a common carrier. Rental car cover for rentals of up to 48 days on vehicles with an MSRP of up to $65,000; decline the rental agency's CDW. Charge the full cost of trips, tickets and rentals to the card. Covered people must be Canadian permanent residents with provincial health coverage. Exclusions apply, including pre-existing conditions.