Travel insurance with up to $1M emergency medical cover

Trips charged to the card come with Chubb travel insurance at no extra cost. Emergency medical cover outside your home province or Canada pays up to $1,000,000. Trip cancellation and trip interruption each pay up to $1,000 per person and $5,000 per trip. Flight delay, missed connection and denied boarding cover pays up to $250 a day, to $500 per occurrence. Delayed or lost checked baggage is covered up to $1,000, and theft from your hotel or motel room up to $1,000. Rental cars paid with the card also get personal effects cover up to $1,000 and accidental death and dismemberment cover up to $100,000.

Conditions: Not available to Quebec residents. Charge the full cost of the trip, airline ticket, hotel room or rental car to the card. Emergency medical covers only the first 14 consecutive days of a trip, only for travellers under age 60 who are Canadian permanent residents with a government health plan, and pays after that plan. Call Chubb Travel Assistance before treatment. Medical conditions that were not stable in the 6 months before departure are excluded. Your spouse and dependent children can be covered. Flight delay cover starts after 4 hours and delayed-baggage cover after 6 hours. Each certificate's limits and exclusions apply.