$5 million emergency medical plus trip and rental car insurance

Your card comes with a travel insurance package. It includes emergency medical cover outside your home province or Canada up to $5 million per person for the first 15 days of each trip, trip cancellation up to $1,500 per person, trip interruption and delay up to $2,000 per person, rental car collision and loss damage cover, common carrier accident cover up to $500,000, flight delay cover up to $500 when a flight is more than 4 hours late, lost, stolen or delayed baggage cover up to $500 per person, and hotel burglary cover up to $1,000.

Conditions: Emergency medical cover is for Canadian residents aged 64 or under on the departure date who are covered by a provincial or territorial health plan, and the trip does not have to be charged to the card. Trip cancellation, rental car, flight delay and baggage cover need the trip, ticket or rental paid with the card or with points, with any taxes and fees on the card. Rental car cover is for rentals of up to 48 days on cars with an MSRP up to $65,000, and you must decline the rental agency's collision damage waiver. The account must be in good standing. Limits, exclusions and pre-existing condition rules apply.