Purchase protection and extended warranty

Purchase Protection can cover eligible items bought with the Card against theft, accidental damage or loss for up to 90 days, and Extended Warranty adds up to one extra year to manufacturer warranties of 5 years or less. If a seller won't take back an eligible item within 90 days of purchase, Return Protection lets you return it to American Express instead.

Conditions: Purchase Protection: up to $10,000 per item and $50,000 per calendar year. Extended Warranty: items bought in the U.S. or its territories, covered up to the amount charged to the Card, with a maximum of $10,000 per item and $50,000 per calendar year. Return Protection: items bought entirely with the Card in the U.S. or its territories; refunds of the purchase price, excluding shipping and handling, up to $300 per item and $1,000 per calendar year per account. Exclusions and restrictions apply.