Free travel medical insurance up to $1M for trips of up to 10 days

Your card includes travel emergency medical insurance for the first 10 days of a trip outside your home province. It covers up to $1,000,000 per person for emergency hospital stays, doctor charges, ambulance, emergency air transport, prescriptions and more. No annual fee.

Conditions: For people under 65: the primary cardholder, plus a spouse and dependent children travelling with them. Everyone covered must be a permanent resident of Canada with provincial or territorial health coverage. Only the first 10 consecutive days of a trip are covered. Coverage is extended by up to 3 days if a medical emergency runs past day 10, or if your trip home is delayed by a late bus, train, plane or ship. No cover once you turn 65, including during a trip. Pre-existing condition exclusions apply. Your account must be in good standing when the emergency happens and when you claim. The Certificate of Insurance has full limits and exclusions.