6 months of Instacart+ free, then $20 off a year

Enrol your card with Instacart to get 6 months of Instacart+ free, with $0 delivery fees on eligible orders. If you opt in to auto-renew when you enrol, your first paid year costs $79 instead of $99. If you already have Instacart+, your membership is extended by 6 months.

Conditions: For the primary cardholder only. Activate by October 31, 2027, with a Canadian address. Limit one premium BMO card per Instacart account, and payments through Apple Pay, PayPal or other digital wallets don't count. You must pay for the membership with your BMO card to get the $79 rate, which then renews at $99 a year until you cancel. Service fees, taxes and tips still apply, and $0 delivery needs orders of $10 or more, or $35 or more at Costco. Memberships bought through third parties are excluded. The membership ends after the free period unless you choose to renew.