Travel insurance: trip delay, baggage and car rental cover

Your Card includes trip delay insurance, baggage insurance and car rental loss and damage insurance when you pay for your travel with it.

Conditions: Trip delay: pay for the entire round-trip with your Card; if a covered reason delays your trip more than 12 hours, certain additional expenses bought on the same Card can be reimbursed, up to $300 per trip and 2 claims per Card every 12 months. Baggage: pay the entire fare for a common carrier ticket (such as a plane, train, ship or bus) with your Card; cover is up to $1,250 for carry-on bags and $500 for checked bags, on top of the carrier's own cover, with a $10,000 combined limit per trip for New York State residents. Car rental: reserve and pay for the entire rental with your Card and decline the rental company's collision damage waiver (CDW); secondary cover only, with no liability cover; not all vehicle types or rentals are covered, and rentals in Australia, Italy and New Zealand aren't covered. Exclusions apply.