Travel insurance: medical, cancellation, delay, baggage and car rental
At Business Platinum Card from American Express
Your Card includes travel insurance for emergency medical costs, trip cancellation and interruption, flight and baggage delays, lost or stolen baggage, hotel burglary, travel accidents, and theft of or damage to a rental car.
Conditions: Emergency medical: up to $5,000,000 if you are under age 65, for the first 15 consecutive days of a trip outside your province or territory of residence. Trip cancellation: up to $1,500 per insured person per trip, to a maximum of $3,000 for all insured persons combined, for non-refundable travel arrangements charged to your Card before you leave, when you cancel for a covered reason. Trip interruption: up to $1,500 per insured person per trip, to a maximum of $6,000 combined, for the unused non-refundable part of travel arrangements charged to your Card. Flight delay or denied boarding of 4 hours or more with no alternate transportation, and checked baggage delayed 6 hours or more: up to $1,000 combined, when your airline tickets are charged to your Card. Lost or stolen baggage: up to $1,000 per trip for all insured persons combined, when your airline tickets are charged to your Card. Hotel burglary: up to $1,000 for most personal items, excluding cash, when your accommodation is charged to your Card. Travel accident: up to $500,000 when you fully charge plane, train, ship or bus tickets to your Card. Car rental: vehicles with a manufacturer's suggested retail price up to $85,000, for rentals of 48 days or less; charge the full rental to your Card and decline the rental agency's collision or loss damage waiver. Certain limitations, exclusions and restrictions apply; Quebec residents should read the Insurance Summary and Fact Sheet.