10% birthday bonus on points earned, up to 15,000 points a year

Every year in the primary cardholder's birthday month, you get bonus MBNA Rewards points equal to 10% of the points the account earned in the previous 12 months.

Conditions: The bonus is based on points earned in the 12 months before the birthday month and is capped at 15,000 points a year. Points are added before the end of the primary cardholder's birthday month. Full MBNA Rewards Program terms apply.