Up to $139 annual fee rebate with a CIBC Smart Account in Tier 3

Bank with a CIBC Smart Account and keep an average monthly balance of $100,000 or more in your personal deposits and investments with CIBC to reach Tier 3, and CIBC rebates up to $139 of your card's annual fee, plus up to $50 for each of up to 3 authorized users. At Tier 2, with $40,000 to $99,999, the primary cardholder gets up to $50 back each year.

Conditions: You need a CIBC Smart Account in Tier 2 or Tier 3 and an active eligible credit card, meaning more than $1 spent on it in the last 12 months. The CIBC Aventura Visa Infinite Card is an eligible card. Other terms in the CIBC Smart Account terms and conditions apply. CIBC is discontinuing this rebate effective January 1, 2027.