Travel insurance with up to $5,000,000 emergency medical cover
At American Express Cobalt Card
The Cobalt Card includes travel insurance:
- Emergency medical cover outside your province or territory, up to $5,000,000 for the first 15 days of a trip, if you're under 65
- Flight delay and baggage delay cover, up to $500 combined
- Hotel burglary cover, up to $500
- Lost or stolen baggage cover, up to $500 per trip
- $250,000 travel accident insurance
- Car rental theft and damage cover
Conditions: Emergency medical covers the first 15 consecutive days of a covered trip outside your province or territory of residence, for insured people under 65. Flight delay applies when your flight is delayed 4 hours or more or you're denied boarding with no alternative transport. Baggage delay applies to checked bags delayed 6 hours or more, for essential purchases within 4 days of arrival. Both need the airline tickets charged to the Card. Hotel burglary needs the accommodation charged to the Card and doesn't cover cash. Lost or stolen baggage needs the airline tickets charged to the Card; the $500 limit is for all insured people combined. Travel accident cover needs the plane, train, ship or bus tickets fully charged to the Card, and can also cover your spouse, dependent children under 23 and Supplementary Cardmembers. Car rental cover is for vehicles with a retail price of up to $85,000 on rentals of 48 days or less; charge the full rental to the Card and decline the rental company's collision or loss damage waiver. All cover is subject to the limits and exclusions in the Certificates of Insurance. Quebec residents should read the Insurance Summary and Fact Sheet.