Travel insurance: trip delay, cancellation, baggage, car rental cover

Pay for your trip or rental car with your Card and you can be covered for trip delays, trip cancellation or interruption, lost, damaged or stolen baggage, and damage to or theft of a rental vehicle.

Conditions: For Card Members who pay with the Card. Trip delay: round trip paid entirely with the Card and delayed more than 6 hours for a covered reason; up to $500 per trip for certain extra expenses charged to the same Card, maximum 2 claims per Card in any 12 consecutive months. Trip cancellation and interruption: round trip paid entirely with the Card and cancelled or interrupted for a covered reason; non-refundable travel expenses charged to the same Card are covered up to $10,000 per trip and $20,000 per Card in any 12 consecutive months. Baggage: buy the entire fare for a plane, train, ship or bus ticket with the Card; up to $1,250 for carry-on and $500 for checked bags beyond the carrier's own cover ($10,000 combined limit for all covered persons per trip for New York State residents). Car rental: reserve and pay for the entire rental with the Card and decline the rental company's collision damage waiver; it covers damage to or theft of the rental vehicle in a covered territory as secondary cover with no liability cover, isn't available for rentals in Australia, Italy or New Zealand, and not all vehicle types or rentals are covered. Exclusions and limits apply.