Cell phone protection up to $1,000

Wells Fargo Autograph Journey cardholders get up to $1,000 of cell phone protection against damage, theft or accidental separation from the phone.

Conditions: Pay your monthly cell phone bill with the card; cover starts the month after. $25 deductible, and up to 2 paid claims every 12 months. Phones that go missing without explanation, and software or electronic failures, aren't covered.