Complimentary travel insurance, including $5 million travel medical

Your card includes a travel insurance package: emergency medical cover outside your province, trip cancellation and interruption, flight delay and baggage, hotel burglary, rental car collision and loss damage, and common carrier accident cover.

Conditions: Travel medical covers up to $5 million for the first 15 days of a trip, or the first 3 days if you're 65 or older. It covers you, your spouse and dependent children, and you don't need to charge the trip to the card. Trip cancellation covers up to $1,500 per person and $5,000 per trip, and trip interruption up to $2,000 per person, when the trip is charged to the card. When at least 75% of the flight is charged to the card, flight delay pays up to $500 after 4 hours, delayed baggage up to $500 per person after 6 hours, and lost or damaged checked baggage up to $500 per person. Hotel burglary covers up to $2,500. Rental car cover lasts up to 48 days for vehicles with an MSRP up to $85,000, when you charge the full rental and decline the agency's collision damage waiver. Common carrier accident cover is up to $500,000 when at least 75% of the fare is charged. Exclusions for conditions that weren't stable before the trip, and other limits, apply. See the Certificate of Insurance.