Up to $1,500 mobile device insurance for loss, theft and damage

Phones and other mobile devices bought with your card are covered for loss, theft, accidental damage and mechanical failure, up to $1,500. You're also covered if the device comes through a wireless plan and you pay any upfront cost and all the monthly wireless bills with the card.

Conditions: Cover starts 30 days after purchase, or when the first monthly wireless bill is charged to the card if that's later, and ends 2 years after purchase. Pays the lesser of the repair or replacement cost, up to the device's depreciated value, which drops 2% for each month since purchase, minus a deductible of $25 to $100 depending on the price. One claim in any 12 months and two in any 48 months. Accessories, batteries and devices bought for resale, professional or commercial use aren't covered. Get the insurer's approval before any repair or replacement. Underwritten by Assurant.