Retail

Apple Watch from $0 by earning Vitality Points

At Apple · through Manulife Vitality

Vitality Plus members can get an Apple Watch and pay it off over 24 months with their workouts: earn enough Vitality Points each month and the monthly payment drops, potentially to $0.

Conditions: Vitality Plus members only. The $0 Apple Watch is the Apple Watch SE 3 ($329 value) with a $0 initial payment plus tax and $0 monthly payments when you earn 500 Vitality Points from Light, Standard, Advanced or Advanced+ Workouts every month for 24 months. Series 11 and Ultra 3 need an initial payment of $220 or $770 plus tax, then $13.70 a month that can be reduced. Needs an iPhone 11 or later with iOS 26 or later; cellular models need a wireless plan, and your Apple Watch and iPhone carrier must be the same.

Check the details on Manulife Vitality’s own page