Travel insurance: trip delay, baggage and car rental cover

Pay for your trip or rental car with your Card and you can be covered for trip delays, lost, damaged or stolen baggage, and damage to or theft of a rental vehicle.

Conditions: For Card Members who pay with the Card. Trip delay: round trip paid entirely with the Card and delayed more than 12 hours for a covered reason; up to $300 per trip for certain extra expenses charged to the same Card, maximum 2 claims per Card in any 12 months. Baggage: buy the entire fare for a plane, train, ship or bus ticket with the Card; up to $1,250 for carry-on and $500 for checked bags beyond the carrier's own cover ($10,000 combined limit per trip for New York State residents). Car rental: reserve and pay for the entire rental with the Card and decline the rental company's collision damage waiver; secondary cover with no liability cover, not available in Australia, Italy or New Zealand, and not all vehicles or rentals are covered.