Travel insurance: medical, trip cancellation, delay and baggage cover

You can be covered for emergency medical costs outside your province, trip cancellation and interruption, flight and baggage delays, lost or stolen baggage, hotel burglary, travel accidents, and theft of or damage to a rental car.

Conditions: Emergency medical: up to $5,000,000 if you are under age 65, for the first 15 consecutive days of a trip outside your province or territory of residence. Trip cancellation (up to $1,500 per insured person per trip, $3,000 for all insured persons combined) and trip interruption (up to $1,500 per insured person per trip, $6,000 combined) cover the non-refundable, non-transferable travel arrangements charged to your Card before departure, when you cancel or your trip is interrupted or delayed for a covered reason. Flight delay of 4 hours or more, or denied boarding, with no alternate transportation, and checked baggage delayed 6 hours or more pay up to $1,000 combined for reasonable accommodation, meals and essential items (baggage-delay purchases within 4 days of arrival); charge your airline tickets to your Card. Lost or stolen checked or carry-on baggage: up to $1,000 per trip for all insured persons combined, when your airline tickets are charged to your Card. Hotel burglary: up to $1,000 for most personal items (not cash) when your accommodation is charged to your Card. Travel accident: up to $500,000 in accidental death and dismemberment cover when plane, train, ship or bus tickets are fully charged to your Card. Car rental: theft, loss or damage of a rental car with an MSRP up to $85,000, on rentals of 48 days or less; charge the full rental to your Card and decline the rental agency's collision or loss damage waiver. Limitations and exclusions apply.